Tips and Ideas for Visitors & Travelers Visiting USA

Posts tagged ‘visitor medical insurance’

Visitors to USA Under the Visa Waiver Program

The U.S. Visa Waiver Program (VWP) allows foreign nationals from the list of participating countries to enter the United States for a short-term stay and travel, tourism or business for up to 90 days or less without obtaining a U.S. Visitor Visa. The VWP program facilitates free travel to the United States by making travel easier and providing a stimulus boost to the U.S. tourism industry. All travelers belonging to VWP eligible countries may also choose to apply for a visitor visa also, if they plan to stay longer than the allowed 90 days of stay.

Foreign nationals belonging to the list of VWP countries must meet all eligibility requirements for travel under the VWP without a visa, please see the eligibility requirements for the Visa Waiver Program and read the frequently asked questions as the program excludes certain travelers from these countries. As a pre-qualification requirement, the VWP travelers are required to have a valid Electronic System for Travel Authorization (ESTA) authorization prior to travel and are screened at the port of entry into the United States. In addition, VWP travelers are also required to enroll in the United States Visitor and Immigrant Status Indicator Technology program (commonly referred to as US-VISIT) by the U.S. Department of Homeland Security.

Currently 36 countries participate in the Visa Waiver Program. Taiwan recently is the 37th and newest nation added under U.S. Visa Waiver Program list, which allows Taiwanese visitors to USA to be able to enter the United States of America for 90 days without a US visitor visa. The number of inbound visitors and tourists to the United States is growing all the time as many American embassies around the world are stepping up efforts to promote the U.S. as a travel destination.

Here is a listing all the eligible countries/territories under the U.S. Visa Waiver Program:

  1. Andorra
  2. Australia
  3. Austria
  4. Belgium
  5. Brunei
  6. Czech Republic
  7. Denmark
  8. Estonia
  9. Finland
  10. France
  11. Germany
  12. Greece
  13. Hungary
  14. Iceland
  15. Ireland
  16. Italy
  17. Japan
  18. Latvia
  19. Liechtenstein
  20. Lithuania
  21. Luxembourg
  22. Malta
  23. Monaco
  24. Netherlands
  25. New Zealand
  26. Norway
  27. Portugal
  28. San Marino
  29. Singapore
  30. Slovakia
  31. Slovenia
  32. South Korea
  33. Spain
  34. Sweden
  35. Switzerland
  36. Taiwan
  37. United Kingdom

America offers the travel experience of a lifetime for many foreign nationals visiting on a holiday, to meet friends or be with relatives living in USA. The United States has some of the fabulous cities in world to see, there are many enchanting national parks have some of the best environmentally protected lands, it is also home to thousands of amusement parks, theme parks, water parks and zoos. Traveling coast-to-coast is a lifetime dream for many, but even exploring selected destinations is thrilling. New York on the east coast, also referred to as the Big Apple, is by far the top tourist attraction in USA. San Francisco on the west coast offers visitors the option to walk across the famous Golden Gate Bridge. Florida offers visitors great options such as Disney World in Orlando or the sizzling beach life of Miami.  Los Angeles offers tourists all the glamour that Hollywood has to offer, and one can experience the magic of Disneyland too. In the windy city of Chicago, the downtown and all the attraction around the magnificent mile by the lake is spectacular. Casino enthusiasts can have non-stop fun in Las Vegas, which has the best nightlife in America. Museum lovers must make it a point see the monument and many fabled museums in Washington DC. Boston features many fabled academic campuses and a history of its own to see and experience. Dallas and Texas offer a taste of the southern life and one can get a first hand feel of the rodeo also. For animal lovers, a visit to a zoo is a must, and the San Diego Zoo and the National Zoo in Washington DC are among the best in the world. Last, but not the least, Honolulu in Hawaii offers a tropical escape that is unforgettable if you love hopping the many tiny islands.

Check out the below video that offers a glimpse of all this excitement that visitors to USA can expect:

 

While the VWP program saves you a lot of time and money in obtaining a US visitor visa in advance, you are now rightfully prepared for visiting and traveling across USA once you purchase your airline tickets. But in navigating all these procedural steps, it is prudent to also purchase visitor medical insurance for the duration of stay as a temporary visitor in the U.S. or even outside you’re home country, if you plan to visit other nations en-route. America’s healthcare facilities are ranked topmost in the world, but the cost of medical care for a sickness or injury could by significantly higher than amounts encountered in your home country. Buying a visitors insurance plan can protect you from such risks and allows you to travel to USA worry-free.

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Visiting USA

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Visitors Health Insurance for USA Visitors

Visitors Health Insurance is a highly recommended form of travel medical insurance, required especially for temporary visitors to the U.S. on a visitors visa. If you or anyone you know is visiting the United States of America, then you should always make sure they are insured with adequate coverage for their duration of stay. With the increase in air travel to USA from countries around the world, visitors medical insurance is highly recommended considering the cost associated with healthcare in USA.

To have a safe and worry-free vacation, travel, holiday, or extended stay in USA, it is paramount that one is adequately covered with accident and sickness coverage from a reputed visitors insurance provider. The premiums which is quoted during the application process is very affordable and is collected by the insurance company provider, this will pay for the injured or sick visitors medical bills if needed during your or your family member or friends visit to USA. You remain covered under the visitor medical insurance plan until you are paying or payed the premium for duration of coverage. The usefulness of the visitor insurance policy is best plan for parents, family or friends visiting United States.

Visitor Medical Insurance is best purchased from the USA as you are planning to visit also. The main reason being it is advantageous to the traveler to obtain a locally networked visitor insurance plan as they have in-network billing through a recognized preferred provider network (PPO) for easy direct billing to the health care provider. Though the premiums for these plans based in USA are higher, such plans are a better choice because of the convenience of claiming for your compensation, which is guaranteed in this case. The reason why it is convenient is that the doctors or hospitals in that country accept the insurance cards of companies having centers in their country. The doctors and clinics are generally reluctant to accept the cards of some other country or certain medical institutes may not be familiar or associated with your native insurance providers. It becomes easy for the hospitals and clinics to get in touch with the native office if any problem regarding insurance policy arises. The same thing would be difficult or even impossible if the insurance have been purchased in a foreign land.

Once visitors medical insurance is purchased, the insurance holder is given an identification card that needs to be displayed at the time of seeking medical assistance from a hospital or doctor. The visitor medical insurance company will furnish such a clinic or hospital with written instructions for the likely medical expenses that can be claimed under the policy. After this any claim that you make, will be evaluated by the insurance company and it will make the hospital or clinic appropriate payments on your behalf. Some companies also cover injuries under visitors health insurance which you may have to bear because of accidents, war or terrorist activities. Depending upon the plan, the companies may either reimburse the costs you incur during the treatment or it can also directly pay your bills at the concerned clinic or hospital.

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Visitors Insurance

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